To make our clients’ search for a new mortgage as simple as possible, be it to find a mortgage for their next home or investment property, or to find a better deal than their current mortgage and save them money.
We will do this with the highest levels of honesty, integrity and great customer service.
My Simple Mortgage was founded in 2014 with one goal - to help make the mortgage process simple for people needing finance for housing. The marketplace is vast and the rules and guidelines change all the time. Today's homeowner can no longer "just apply for a mortgage" – now, it’s important that everyone understands the risks as well as all the amazing benefits of having the right mortgage. And that’s why we’re here – help you buy your home simply.
With a history of mortgages, financial services and home buying going back over 17 years, the team at My Simple Mortgage have a great understanding of the mortgage industry as well as a realistic grasp on the demands and needs of the modern house buyer.
From a simple "no chain" purchase to a complex Buy to Let portfolio with pressing legal deadlines, the team at My Simple Mortgage have been able to help countless clients arrange the finance they need, in the time they need, at a price they can afford. The advice is straight forward and honest and we’ll always tell you what you need to know upfront.
A local first-time buyer client had initially met with his Estate Agent’s in-house mortgage broker. Unfortunately, that broker was unable to find the client a mortgage. A friend of our client suggested he speak to us. We found the client a great deal within 60 minutes and the client received a formal offer from the mortgage lender within 2 weeks.
A London client contacted us and completed our fact-find so that we could advise him how much he could afford to spend on a house. A few weeks later, he contacted us on a Monday evening to tell us he had found a house he wanted to buy. By 5:00pm on the Wednesday, we had obtained an agreement in principle from the lender.
A new client’s existing fixed-rate mortgage deal was due to expire. They asked us to find them a new £195,000 re-mortgage deal which included the consolidation of £50,000 of Credit Card debt. We found them a great deal which meant their monthly debt repayments reduced by £786 per month.
An existing client recommended us to a friend who’s fixed-rate deal had recently ended. The mortgage amount was £350,000. After discussing the clients’ requirements with him, we found him a great re-mortgage deal which kept his monthly repayments the same, but reduced the mortgage term by 7 years, saving him over £100,000 over the full term of the mortgage!
My Simple Mortgage is a whole of market mortgage advice company helping people all over the UK find the right mortgage to either buy their next home or investment property, or to reduce their existing mortgage repayments.Contact Us
My Simple Mortgage Ltd, trading as My Simple Mortgage, is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority. My Simple Mortgage Ltd is registered in England and Wales with company number 09275345. Registered office: The White House, The Mount, Etruria Road, Newcastle-under-Lyme, Staffordshire, ST5 0SU.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Your home may be repossessed if you do not keep up repayments on your mortgage. The Financial Conduct Authority does not regulate some forms of Buy To Lets.