Property Search Overseas Has Seen A Spike Since Lockdown

Property Search Overseas Has Seen A Spike Since Lockdown

2020 has seen many of us cancel our overseas holiday due to the pandemic. However, evidence suggests that more of us are browsing the property market overseas and dreaming of a trip aboard or even considering relocation. According to the property portal, Rightmove;...
COVID-19 – Do I really need a bigger deposit?

COVID-19 – Do I really need a bigger deposit?

As a result of the recent pandemic, lots of lenders have made changes to the products (range of loan types and interest rates) available. The biggest change you may have seen is the removal, or reduction in the number of mortgages available to people with only a 5% or...
What is a “desktop valuation”?

What is a “desktop valuation”?

As the name suggests, a desktop valuation is one that is done at a desk, rather than someone going to physically view the property. It is done using information publicly available online, as well as existing data the surveyor may have about the area or house itself in...
COVID-19 Payment Holidays

COVID-19 Payment Holidays

As you will no doubt be aware, the recent pandemic has caused all sorts of disruption to our health care, family lives, and work lives. Fortunately, helps was made available by way of mortgage lenders allowing people to take an initial three month “holiday” from their...
Mortgage Protection – Staying Safe

Mortgage Protection – Staying Safe

When you take out a mortgage, the lender who gives you the money will want to know that they can get it back if you are unable to keep up on your repayments. They do this by putting what is called a “legal charge” over the property when you buy it. This means that if...