Applying for a mortgage after furlough
The government’s furlough scheme was monumental not only in its size and scale, but also had ripples throughout every industry that deals with income and employment. The mortgage market is no different, and it is not hard to see why. One of the largest, if not THE...
Stamp Duty Changes
The announcement yesterday from the Chancellor Rishi Sunak about changes to Stamp Duty may have you asking lots of questions about what this means for you. So, we’ve pulled together the information you need and broken it down for you. What is Stamp Duty? Stamp Duty...
When your current deal ends… Product Transfer Vs Remortgage
So, your current mortgage fixed rate is coming to an end, and you’ve had either a phone call from your adviser or a letter from your bank telling you this. So what next? Why does it matter, and what can you do about it? Well, you ultimately have two options. The first...
What is a “desktop valuation”?
As the name suggests, a desktop valuation is one that is done at a desk, rather than someone going to physically view the property. It is done using information publicly available online, as well as existing data the surveyor may have about the area or house itself in...