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Remortgaging to save money – consolidating all your other debts
You may have seen adverts on your social media pages lately from companies advertising ways you can reduce your outgoings and save money each month by consolidating all your other debts into your mortgage. But what does this mean, and how does it work? Well, simply...
Stamp Duty Changes
The announcement yesterday from the Chancellor Rishi Sunak about changes to Stamp Duty may have you asking lots of questions about what this means for you. So, we’ve pulled together the information you need and broken it down for you. What is Stamp Duty? Stamp Duty...
Property Search Overseas Has Seen A Spike Since Lockdown
2020 has seen many of us cancel our overseas holiday due to the pandemic. However, evidence suggests that more of us are browsing the property market overseas and dreaming of a trip aboard or even considering relocation. According to the property portal, Rightmove;...
COVID-19 – Do I really need a bigger deposit?
As a result of the recent pandemic, lots of lenders have made changes to the products (range of loan types and interest rates) available. The biggest change you may have seen is the removal, or reduction in the number of mortgages available to people with only a 5% or...
When your current deal ends… Product Transfer Vs Remortgage
So, your current mortgage fixed rate is coming to an end, and you’ve had either a phone call from your adviser or a letter from your bank telling you this. So what next? Why does it matter, and what can you do about it? Well, you ultimately have two options. The first...
What is a “desktop valuation”?
As the name suggests, a desktop valuation is one that is done at a desk, rather than someone going to physically view the property. It is done using information publicly available online, as well as existing data the surveyor may have about the area or house itself in...
COVID-19 – Can I remortgage while self-isolating?
COVID-19 - Can I remortgage while self-isolating? There could be many reasons why you need to remortgage, and whilst the current crisis is taking place, lots of people have been giving some thought to how they might reduce their monthly outgoings – a key factor in...
COVID-19 Payment Holidays
As you will no doubt be aware, the recent pandemic has caused all sorts of disruption to our health care, family lives, and work lives. Fortunately, helps was made available by way of mortgage lenders allowing people to take an initial three month “holiday” from their...
Buy To Let – Getting Started
So you’re thinking about buying to let. Or you may have already thought about it and have amassed a property empire. Whatever your situation is, we’ve put together a list of things you’ll need to consider when taking on your first or next investment property. How does...