Government introduces the Green Homes Grant

Government introduces the Green Homes Grant

Government introduces the Green Homes Grant to make homes across England more energy efficient A new Government scheme enables homeowners in England to get vouchers worth up to £5000 to make their home more energy efficient. From the 30th September this year if you...
Boris Johnson promises ‘Generation Buy’

Boris Johnson promises ‘Generation Buy’

Boris Johnson promises ‘Generation Buy’ scheme with low deposit mortgages Millions of people hoping to get onto the housing ladder in the UK may be buying a house quicker than they expect as the Prime Minister announces a brand new scheme. Boris Johnson...
Financial Help Beyond October 31st

Financial Help Beyond October 31st

The FCA proposes an extension on financial support, to those affected by Coronavirus, beyond 31st October. The proposal outlines the support firms would be expected to provide credit card and other personal loan customers who are coming to the end of a payment freeze....
Why we don’t sell Life Insurance

Why we don’t sell Life Insurance

At My Simple Mortgage, the experts you speak to are called Mortgage & Protection Advisers. And whilst the mortgage part is pretty obvious, it might not be so clear what we mean by protection. So we wanted to explain why it’s in the job title, why it’s so...
Why now is a good time to buy a house

Why now is a good time to buy a house

While hardly a surprise given the lockdown caused by the pandemic, Halifax confirmed at the beginning of July, that overall, house prices had fallen four months in a row. This was the first time house prices had shown a decline since 2010. Summer is usually a quiet...
Trusted Advice

Trusted Advice

Back in “the day” when you wanted a mortgage, you would put on your best outfit, and arrange a meeting with the bank or building society manager to ask for the money to buy your house. If you were charming, polite, and he was feeling generous, you would walk out proud...
Applying for a mortgage after furlough

Applying for a mortgage after furlough

The government’s furlough scheme was monumental not only in its size and scale, but also had ripples throughout every industry that deals with income and employment. The mortgage market is no different, and it is not hard to see why. One of the largest, if not THE...
Stamp Duty Changes

Stamp Duty Changes

The announcement yesterday from the Chancellor Rishi Sunak about changes to Stamp Duty may have you asking lots of questions about what this means for you. So, we’ve pulled together the information you need and broken it down for you. What is Stamp Duty? Stamp Duty...