March 2021 Budget

March 2021 Budget

Budget 2021 UK Government Announcement As your mortgage adviser, we thought it may be of interest to see the latest announcements made as part of the UK Government Budget 2021, announced today by Chancellor Rishi Sunak. New Mortgage Guarantee scheme A new mortgage...
2021 – 2023 Help to Buy Equity Loan Scheme

2021 – 2023 Help to Buy Equity Loan Scheme

As a first-time buyer, searching for a newly built home, you may need a financial boost. With the government’s Help to Buy: Equity Loan scheme, buying your own home could become a dream come true. The new scheme will enable first-time buyers to borrow a minimum...
Government introduces the Green Homes Grant

Government introduces the Green Homes Grant

Government introduces the Green Homes Grant to make homes across England more energy efficient A new Government scheme enables homeowners in England to get vouchers worth up to £5000 to make their home more energy efficient. From the 30th September this year if you...
Boris Johnson promises ‘Generation Buy’

Boris Johnson promises ‘Generation Buy’

Boris Johnson promises ‘Generation Buy’ scheme with low deposit mortgages Millions of people hoping to get onto the housing ladder in the UK may be buying a house quicker than they expect as the Prime Minister announces a brand new scheme. Boris Johnson...
Financial Help Beyond October 31st

Financial Help Beyond October 31st

The FCA proposes an extension on financial support, to those affected by Coronavirus, beyond 31st October. The proposal outlines the support firms would be expected to provide credit card and other personal loan customers who are coming to the end of a payment freeze....
Why we don’t sell Life Insurance

Why we don’t sell Life Insurance

At My Simple Mortgage, the experts you speak to are called Mortgage & Protection Advisers. And whilst the mortgage part is pretty obvious, it might not be so clear what we mean by protection. So we wanted to explain why it’s in the job title, why it’s so...
Why now is a good time to buy a house

Why now is a good time to buy a house

While hardly a surprise given the lockdown caused by the pandemic, Halifax confirmed at the beginning of July, that overall, house prices had fallen four months in a row. This was the first time house prices had shown a decline since 2010. Summer is usually a quiet...
Trusted Advice

Trusted Advice

Back in “the day” when you wanted a mortgage, you would put on your best outfit, and arrange a meeting with the bank or building society manager to ask for the money to buy your house. If you were charming, polite, and he was feeling generous, you would walk out proud...