Property Search Overseas Has Seen A Spike Since Lockdown

Property Search Overseas Has Seen A Spike Since Lockdown

2020 has seen many of us cancel our overseas holiday due to the pandemic. However, evidence suggests that more of us are browsing the property market overseas and dreaming of a trip aboard or even considering relocation. According to the property portal, Rightmove;...
COVID-19 – Do I really need a bigger deposit?

COVID-19 – Do I really need a bigger deposit?

As a result of the recent pandemic, lots of lenders have made changes to the products (range of loan types and interest rates) available. The biggest change you may have seen is the removal, or reduction in the number of mortgages available to people with only a 5% or...
What is a “desktop valuation”?

What is a “desktop valuation”?

As the name suggests, a desktop valuation is one that is done at a desk, rather than someone going to physically view the property. It is done using information publicly available online, as well as existing data the surveyor may have about the area or house itself in...
COVID-19 Payment Holidays

COVID-19 Payment Holidays

As you will no doubt be aware, the recent pandemic has caused all sorts of disruption to our health care, family lives, and work lives. Fortunately, helps was made available by way of mortgage lenders allowing people to take an initial three month “holiday” from their...
Being Mortgage Ready

Being Mortgage Ready

Top tips for making sure your credit is where it should be When a lender decides whether to lend you the money you need, they will take into consideration lots of different bits of information about you when making their decision. We know they will look at your income...
Buy To Let – Getting Started

Buy To Let – Getting Started

So you’re thinking about buying to let. Or you may have already thought about it and have amassed a property empire. Whatever your situation is, we’ve put together a list of things you’ll need to consider when taking on your first or next investment property. How does...
How easy is it to get your first mortgage?

How easy is it to get your first mortgage?

One thing we have all agreed on here at My Simple Mortgage, is that in reality, a mortgage is a very simple thing. It is a loan, or a lump of money that someone lends to you to buy a home. And in return for that, you agree to pay back the money (plus a little extra by...
Main reasons that  people remortgage

Main reasons that people remortgage

Most people consider remortgaging when their current fixed or variable rate with a lender has ended, and the want to explore what other deals are available on the market. And this is a good thing to do. Moving to a new lender to reduce your interest rate can save you...