Introduction It won't surprise you to know that perhaps the most common question me and my team members are asking is," How much can I borrow?" This makes sense. After all, it is not easy to go house hunting if you don't know how much exactly you can spend and what is...
Learn more about your mortgage and how to get the best deals.
What is a “desktop valuation”?
A desktop valuation is often a lot cheaper and, in most cases, free to you (meaning the lender pick up the bill for it). It can also be a lot quicker, sometimes returning the required information in a matter of minutes
Buyer demand for property continues to outstrip available supply
No one can have failed to notice the rise in house prices and the rush to buy property, particularly since the lockdown eased. Reports from the Royal Institution of Chartered Surveyors (RICS) tell us that the number of properties being put up for sale is not keeping up with the increased demand.
Better than yesterday
I'll be honest... quotes on social media annoy me and I'm the first to scroll past. BUT.... Mr Kennedy has a point here, so I thought I'd share it. “The purpose of life is to contribute in some way to making things better.” Robert F. Kennedy The question is "what does...
Mortgage guarantee scheme – 5% deposits for home buyers.
During the Spring Budget, Chancellor Rishi Sunak stated that the Government is introducing a mortgage guarantee scheme to help first time buyers and existing homeowners.
March 2021 Budget
As your mortgage adviser, we thought it may be of interest to see the latest announcements made as part of the UK Government Budget 2021, announced today by Chancellor Rishi Sunak.
2021 – 2023 Help to Buy Equity Loan Scheme
As a first-time buyer, searching for a newly built home, you may need a financial boost. With the government’s Help to Buy: Equity Loan scheme, buying your own home could become a dream come true.
Government introduces the Green Homes Grant
A new Government scheme enables homeowners in England to get vouchers worth up to £5000 to make their home more energy efficient.
Boris Johnson promises ‘Generation Buy’
Millions of people hoping to get onto the housing ladder in the UK may be buying a house quicker than they expect as the Prime Minister announces a brand new scheme.
Boris Johnson wants to turn ‘Generation Rent’ into ‘Generation Buy’ as he promises to boost the availability of ‘long term’ mortgages for borrowers with a five percent deposit.
Financial Help Beyond October 31st
Those who have already taken up support and are still experiencing temporary payment difficulties due to coronavirus, firms would continue to offer support with options including a further payment deferral or reducing payments to an amount the customer can afford for a further three months.
Is it Becoming Harder to Get a Mortgage?
Is it getting harder to get a mortgage? Honestly – yes. The pandemic has changed a lot about our world and in the same way, we are, lenders are also coming to terms with how things look now. Our work has become harder, but your chances of getting a mortgage...