We arrange mortgages for many different types of people

Click on the person you associate with the most to get started

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We arrange mortgages for many different types of people

Click on the person you associate with the most to get started
I'm a first time buyer
I'm moving home
I have bad credit
I'm self employed
I'm remortgaging
I'm buying to let
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Help and Guidance

Some important information to consider and help you out

Why we don’t sell Life Insurance

Why we don’t sell Life Insurance

At My Simple Mortgage, the experts you speak to are called Mortgage & Protection Advisers. And whilst the mortgage part is pretty obvious, it might not be so clear what we mean by protection. So we wanted to explain why it’s in the job title, why it’s so important, and why it’s not something we “sell.”

Why now is a good time to buy a house

Why now is a good time to buy a house

While hardly a surprise given the lockdown caused by the pandemic, Halifax confirmed at the beginning of July, that overall, house prices had fallen four months in a row. This was the first time house prices had shown a decline since 2010. Summer is usually a quiet...

Trusted Advice

Trusted Advice

Back in “the day” when you wanted a mortgage, you would put on your best outfit, and arrange a meeting with the bank or building society manager to ask for the money to buy your house. If you were charming, polite, and he was feeling generous, you would walk out proud homeowners.

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Working with the best

My Simple Mortgage is proud to be a Key Partner of Legal and General Mortgage Club, giving our customers access to exclusive mortgage rates

Throughout the entire process they’ve been engaging, helpful and genuinely nice people that couldn’t do enough for you. They’ve really taken all the stress out of myself and my partner getting our first mortgage.

Callum

First time buyer

Brilliant service. Myself and my husband were not straightforward as we were purchasing a new residence and needed a buy to let mortgage on ours. My Simple Mortgage got the application done so quickly, and the offer soon followed. Courteous staff. Totally reccomended.

Emma

Buy-to-Let

Zoe, Amy and their colleagues have been fantastic throughout this stressful journey. They supported us in a timely and professional but friendly manner and made us feel confident in their skills and knowledge. We are grateful for your help, thank you!

Grigoris

Remortgaging

Why use My Simple Mortgage

Our three simple steps to getting you a great mortgage deal

Finding the best deal for you

We work with over 90 lenders from across the entire UK market, with over 12,000 products to choose from, so we’re sure to find the right mortgage for you
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TSB Logo
Virgin Money Logo
Halifax Logo
Natwest logo
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Metro Bank Logo
Leek United Building SocietyLogo
Hinckley and Rugby logo
Nationwide Logo
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Working with us

We believe in being upfront at every step of the process

So we want to tell you now that all our advice and recommendations are free. We don’t charge to tell you what you need to know. We do charge an application fee if you wish for us to put the mortgage in place for you. This is typically £499, and will never be more than 1.5% of the mortgage loan.