Help and Guidance
Some important information to consider and help you out
The government’s furlough scheme was monumental not only in its size and scale, but also had ripples throughout every industry that deals with income and employment. The mortgage market is no different, and it is not hard to see why. One of the largest, if not THE largest part of a mortgage application is understanding, presenting, and proving people’s income. So how will your mortgage application be affected now that the scheme is coming to an end, and you are returning to work?
Simply put, consolidating your debts means you take out one loan and use it to repay all your other smaller loans, giving you a single, lower monthly repayment.
For the vast majority of people, moving home or purchasing your first home just became a little cheaper, and a little less complicated
Working with the best
My Simple Mortgage is proud to be a Key Partner of Legal and General Mortgage Club, giving our customers access to exclusive mortgage rates
Throughout the entire process they’ve been engaging, helpful and genuinely nice people that couldn’t do enough for you. They’ve really taken all the stress out of myself and my partner getting our first mortgage.
Brilliant service. Myself and my husband were not straightforward as we were purchasing a new residence and needed a buy to let mortgage on ours. My Simple Mortgage got the application done so quickly, and the offer soon followed. Courteous staff. Totally reccomended.
Zoe, Amy and their colleagues have been fantastic throughout this stressful journey. They supported us in a timely and professional but friendly manner and made us feel confident in their skills and knowledge. We are grateful for your help, thank you!
Why use My Simple Mortgage
Our three simple steps to getting you a great mortgage deal
Finding the best deal for you
We work with over 90 lenders from across the entire UK market, with over 12,000 products to choose from, so we’re sure to find the right mortgage for you
Working with us
We believe in being upfront at every step of the process
So we want to tell you now that all our advice and recommendations are free. We don’t charge to tell you what you need to know. We do charge an application fee if you wish for us to put the mortgage in place for you. This is typically £499, and will never be more than 1.5% of the mortgage loan.