Help and Guidance
Some important information to consider and help you out
Those who have already taken up support and are still experiencing temporary payment difficulties due to coronavirus, firms would continue to offer support with options including a further payment deferral or reducing payments to an amount the customer can afford for a further three months.
The good news is that we’re still able to get people’s mortgages approved. We’re still sending out full mortgage offers to our customers (several just went out today whilst typing this!). And we’re still seeing lots of people being able to either buy their first homes or refinance existing mortgage deals to reduce their monthly payment or consolidate other debts.
At My Simple Mortgage, the experts you speak to are called Mortgage & Protection Advisers. And whilst the mortgage part is pretty obvious, it might not be so clear what we mean by protection. So we wanted to explain why it’s in the job title, why it’s so important, and why it’s not something we “sell.”
Working with the best
My Simple Mortgage is proud to be a Key Partner of Legal and General Mortgage Club, giving our customers access to exclusive mortgage rates
Throughout the entire process they’ve been engaging, helpful and genuinely nice people that couldn’t do enough for you. They’ve really taken all the stress out of myself and my partner getting our first mortgage.
Brilliant service. Myself and my husband were not straightforward as we were purchasing a new residence and needed a buy to let mortgage on ours. My Simple Mortgage got the application done so quickly, and the offer soon followed. Courteous staff. Totally reccomended.
Zoe, Amy and their colleagues have been fantastic throughout this stressful journey. They supported us in a timely and professional but friendly manner and made us feel confident in their skills and knowledge. We are grateful for your help, thank you!
Why use My Simple Mortgage
Our three simple steps to getting you a great mortgage deal
Finding the best deal for you
We work with over 90 lenders from across the entire UK market, with over 12,000 products to choose from, so we’re sure to find the right mortgage for you
Working with us
We believe in being upfront at every step of the process
So we want to tell you now that all our advice and recommendations are free. We don’t charge to tell you what you need to know. We do charge an application fee if you wish for us to put the mortgage in place for you. This is typically £499, and will never be more than 1.5% of the mortgage loan.